Florida Title Insurance

Documentary Stamps

Residential Real Estate

  • Title Insurance and Closings
  • Buyer representation
  • Land Trust
  • Seller Representation
  • Title and Contract Review
  • Draft Deeds / Title Transfers

Business Organization

  • Attain TIN
  • Business Formation (LLC, Corporations, Partnerships, etc.)
  • Draft Operating Agreements and Bylaws
  • File Articles of Incorporation with the Secretary of State

Wills and Probate

  • Wills
  • Probate
  • Power of Attorney
  • Title Insurance
  • Health Care Surrogate
  • Living Will

Commercial Real Estate

  • Due Diligence
  • Title Review
  • Draft contracts
  • Title Insurance
  • Buyer Representation
  • Seller Representation

Developer Representation

  • Draft & Establish Condo & Homeowners Association
  • Draft Declaration
  • Draft Developers Contract

Lender Representation

  • Due Diligence
  • Draft Loan Documents
  • Title Review

Commercial Collections

  • Pursue New Debtor Business
  • Garnish Wages
  • Real Estate Levy
  • Forced Sale of
    Business Ownership
  • Charging Lien

Hispanic Homeowners Hit Hard by Foreclosure

According to a recent article in the Orlando Sentinel, among those hardest hit by the housing crash were Hispanic homeowners. In some instances, these homeowners may have fallen prey to unscrupulous loan officers who burdened them with terrible sub-prime mortgages; while in other situations, their problems may have stemmed from a language barrier. Unfortunately for many of these Hispanic homeowners, the end result has been foreclosure and the eventual loss of their homes and hard-earned money.Forclosure, Coomber Law

Homeowners, both Hispanics and non-Hispanics, who find themselves on the verge of losing their houses are advised by experts to take a number of steps so that they don’t end up on the streets.

First, they should speak to a real estate attorney and get a thorough understanding of the foreclosure process. Finding an attorney who has years of experience in real estate foreclosure law, such as the attorneys at the law offices of Kristin Coomber, is extremely important at this time. Now is definitely not the time for a homeowner to try and cut costs by hiring an inexperienced attorney.

Homeowners who, after discussing their options with attorneys, decide that they want to fight to stay in their homes should next apply for the Home Affordable Modification Program. If a homeowner is unable to qualify for this program, he should meet with his bank to see if it would be willing to restructure the existing loan. As a last ditch effort, a homeowner may even want to declare bankruptcy, which could prevent the bank from selling his property.

Because fighting a foreclosure can be complicated and draining, it is important for both Hispanic and non-Hispanic homeowners to hire attorneys who can guide them step by step through this process.

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