Florida Title Insurance

Documentary Stamps

Residential Real Estate

  • Title Insurance and Closings
  • Buyer representation
  • Land Trust
  • Seller Representation
  • Title and Contract Review
  • Draft Deeds / Title Transfers

Business Organization

  • Attain TIN
  • Business Formation (LLC, Corporations, Partnerships, etc.)
  • Draft Operating Agreements and Bylaws
  • File Articles of Incorporation with the Secretary of State

Wills and Probate

  • Wills
  • Probate
  • Power of Attorney
  • Title Insurance
  • Health Care Surrogate
  • Living Will

Commercial Real Estate

  • Due Diligence
  • Title Review
  • Draft contracts
  • Title Insurance
  • Buyer Representation
  • Seller Representation

Developer Representation

  • Draft & Establish Condo & Homeowners Association
  • Draft Declaration
  • Draft Developers Contract

Lender Representation

  • Due Diligence
  • Draft Loan Documents
  • Title Review

Commercial Collections

  • Pursue New Debtor Business
  • Garnish Wages
  • Real Estate Levy
  • Forced Sale of
    Business Ownership
  • Charging Lien

Can HOA Fees Stop a Closing from Taking Place?

Can HOA fees really stop a real estate closing from taking place? Yes; HOAs in Florida are known to attach liens and other unpleasant items that become encumbrances on title for various reasons, and they are known to prevent closings from happening. This is frustrating to say the least, and it places an undue burden on the housing market of the Sunshine State.HOA fees

HOA liens have become a sad reality for many communities in Palm Beach County and across the state. This has become a prominent issue since the bursting of the housing bubble and the avalanche of foreclosures that started circa 2007. Unpaid HOA fees quickly depleted the coffers of many gated communities and condominiums; this turned into problems with trash collection, landscaping, exterior maintenance, and even cable TV service. As a result, many HOAs began to file liens on abandoned and foreclosed properties. Continue reading

Is an Attorney Necessary for Closings?

Home Closings Boca RatonWhether you are buying a home or selling one in south Florida, having an attorney on your side can be beneficial, especially if the sale is a complicated one. Unfortunately, with all of the recent foreclosure and bankruptcy problems in Florida, more real estate sales tend to fall in that complicated category these days.

An experienced real estate lawyer can help you review a sales contract to make sure that all of the provisions and contingencies in it have been written with your best interest in mind. She can also check for unrecorded liens, which could threaten your ownership of the home or could potentially cause the sale to fall through. Continue reading

Adverse Possession and You

Recently, a 23-year-old squatter tried to take ownership of a foreclosed South Florida waterfront mansion without paying a dime for it. Instead, he attempted to take advantage of an old Florida law that allows a person to gain ownership of a property simply by living in it for seven years and paying the taxes.
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Hispanic Homeowners Hit Hard by Foreclosure

According to a recent article in the Orlando Sentinel, among those hardest hit by the housing crash were Hispanic homeowners. In some instances, these homeowners may have fallen prey to unscrupulous loan officers who burdened them with terrible sub-prime mortgages; while in other situations, their problems may have stemmed from a language barrier. Unfortunately for many of these Hispanic homeowners, the end result has been foreclosure and the eventual loss of their homes and hard-earned money.Forclosure, Coomber Law Continue reading

Fiscal Cliff Averted, as are Short Sale Taxes

attorney south floridaThe end of 2012 was dominated by talk of two different types of doomsday scenarios. First, there were the fears of a Mayan apocalypse, which was then followed by the more realistic fear that the United States was about to go over a financial fiscal cliff. Continue reading

Short Sales on the Increase in Florida

lawyer boca ratonFive years ago, when home prices first began their steep decline from their once lofty heights, mortgage lenders were more likely to repossess a home than to try and strike a deal with the owner. Times have changed and, according to the Los Angeles Times, lenders are now more willing to work with financially stressed homeowners. Short sales, for instance, in which a homeowner sells their property for less than they owe on the mortgage with a bank’s approval, have become more common. Continue reading

Foreclosures Continue to be on the Rise in Florida

boca raton foreclosure attorneyThere is both good and bad foreclosure news for Floridians. The good news? Nationally, the number of foreclosures has been steadily declining. According to a report released by CoreLogic, a mortgage-tracking firm, the number of foreclosures nationally in November 2012 had dropped 23 percent from the same time in 2011. The bad news?
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Introduction to Kristin Coomber, P.A.

real estate attorney boca ratonReal estate transactions are often very complex and confusing, yet it is not unusual for people to balk at paying a real estate attorney to help guide them through what can be trying and difficult negotiations. However, not paying for the knowledge that an experienced real estate attorney can provide could actually end up costing you more money in the long run if an important deal should fall apart or you should unknowingly agree to an unfair settlement. Continue reading

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