Florida Title Insurance

Documentary Stamps

Residential Real Estate

  • Title Insurance and Closings
  • Buyer representation
  • Land Trust
  • Seller Representation
  • Title and Contract Review
  • Draft Deeds / Title Transfers

Business Organization

  • Attain TIN
  • Business Formation (LLC, Corporations, Partnerships, etc.)
  • Draft Operating Agreements and Bylaws
  • File Articles of Incorporation with the Secretary of State

Wills and Probate

  • Wills
  • Probate
  • Power of Attorney
  • Title Insurance
  • Health Care Surrogate
  • Living Will

Commercial Real Estate

  • Due Diligence
  • Title Review
  • Draft contracts
  • Title Insurance
  • Buyer Representation
  • Seller Representation

Developer Representation

  • Draft & Establish Condo & Homeowners Association
  • Draft Declaration
  • Draft Developers Contract

Lender Representation

  • Due Diligence
  • Draft Loan Documents
  • Title Review

Commercial Collections

  • Pursue New Debtor Business
  • Garnish Wages
  • Real Estate Levy
  • Forced Sale of
    Business Ownership
  • Charging Lien

Our discussion with Camino Realty on the CFPB, TRID, CD and Closings

We enjoyed our discussion with Camino Realty regarding what every realtor should know about Consumer Financial Protection Bureau (CFPB), TILA RESPA Integrated Disclosures (TRID), the Closing Disclosure (CD) and closings on and after October 3, 2015.

Commercial collection services

I have commenced an association with Steven Gutter, a highly respected creditors’ rights attorney who will be working with me in the area of commercial collections. 

Steven has extensive experience (over 35 years) representing business owners in commercial collection matters. His area of expertise is imputing uncollectible corporate debt to the debtor’s insiders, successors, and family members.  Very few attorneys practice in this area.

 Because of this association, I am now able to provide solid commercial collection services for businesses on a modified contingency fee basis.  That translates to a small non-contingent advance fee (usually a small percentage of the debt), a cost deposit the amount of which is a function of the size of the debt, and a 30% base contingency rate.  There are no hourly fees unless a counterclaim is filed by the debtor, in which case we will bill our time in defense at a reduced hourly rate in addition to the contingency.

If you believe I can assist you in your commercial collection endeavors, please do not hesitate to contact me.

The Importance of Building Corporate Documents

Forming a Florida corporation, forming an LLC in Florida Forming a Florida corporation is typically associated with starting a new business venture, but this is not always the case. In fact, a great portion of corporate needs are for structure between business partners to protect their interest in investments of any asset including real estate, business operations or even business furniture, fixtures, machinery or equipment (FFM&E).

The same can be said about forming a limited liability company (LLC) in Florida. For example, an investor who plans to purchase an urgent care clinic with a colleague needs a real estate attorney services like ours to handle several aspects of the transaction: Continue reading

Why Out of Town Buyers Need Real Estate Lawyers

South Florida Real Estate AttorneyFlorida has long been a popular destination for retirees and for snowbirds who like to spend their summers up north and their winters in the sunny south. South Florida has also been popular among foreign buyers, mainly investors, who want to capitalize on desirable real estate.  If you’re looking to purchase commercial or residential real estate in South Florida, it’s important to have a local real estate attorney to help guide you through the process.

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Hot Market Presents Blessings and Challenges

Mortgage loan, mortgage ratesAs the South Florida real estate market continues to heat up, local home buyers are encountering many challenges in the path to home ownership. Securing a mortgage loan has become difficult as lenders tighten their standards, and the rash of foreign investors combined with low inventory has created an interesting environment.

For those looking to sell their homes, the hot market has produced good and bad results. Sellers are unloading their homes in mere days or weeks, even when they include a long list of demands, including 10-20 percent down payments, large deposits in escrow, and quick closings, as well as declining offers with FHA loans and requesting the bypassing of an appraisal, which could potentially bring the sale price down if the appraisal doesn’t match the asking price. Sellers are also getting close to, if not more, than their asking price.

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Banks Making it Harder to Secure a Mortgage

Mortgage rates that have been stuck at historical lows for quite some time have gotten the attention of many a prospective homebuyer. Naturally, consumers think this is a fantastic time to buy a home when mortgage rates have been hovering around 3-4 percent for a couple of years now. But these days, mortgage lenders are denying plenty of Americans the opportunity to mortgage loan due to perceived risks.

Along with historically low mortgage rates have come much stricter standards that are used to determine whether a prospective buyer will qualify for a mortgage loan. Here are some of the things lenders are looking for:

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Can Riverfront Return to Glory?

Riverfront

“Ghost town,” “almost deserted” and “scary and depressing in the evening” are just a few ways recent visitors have described Fort Lauderdale’s Riverfront. A once bustling area of downtown with packed bars, restaurants and shops, the old hot spot has devolved into little more than a movie theater and a couple of dining options.

The economy played a big part in Riverfront’s downfall. Tourism dollars and local patronage weren’t coming in like they used to. Real estate experts agreed that the space would be best served as a mix of residences, offices, a hotel and retail. A 2007 plan to make it just that fell through when the residential market went bust. It turned out to be a sour deal for taxpayers too, as the city of Fort Lauderdale and the Broward County School Board lost about $3 million in deals leading up to Riverfront’s development in 1998. It was eventually purchased at public auction by one of its lenders who saw no competing bids.

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