Kristin Lettiere Coomber, P.A. Attorney Profile: In 2002, my practice primarily involved representing real estate developers. My developer work included drafting high volume developer purchase and sales agreements for use on every sale for single family projects. I conducted up to 8 closings a day, drafted association declarations, negotiated various cable contracts and other infrastructure contacts, and completed due diligence and title review. Over the years my experience became broader based as I gained investors, real estate agents, lenders, hoteliers, water districts, mobile home owners, strip centers, and many other diverse clients.
As far as individual closings, I represented commercial and residential property purchasers and sellers; advised on due diligence; satisfied lender requirements; prepared seller documents; approved settlements statements, reviewed title, approved surveys and finalized closing transactions. For my commercial clients, I represented them on business organization and general business matters.
I simultaneously represented lenders, including SBA lenders, in the origination and loss mitigation process, negotiated workouts and completed deeds in lieu of foreclosure.
As our foreclosure business increased, I drafted templates for foreclosure and eviction motions and pleadings, created foreclosure process for the firm resulting in the transformation of the firm from a predominantly transactional real estate firm to a firm focusing on default services. Drafted client alerts regarding current Administrative Orders, court rulings for County specific trends, available tactical maneuvers for foreclosures and Amendments to Florida Rules of Civil Procedure.
Handled all foreclosure title issues and curative decisions for the title issues. Oversaw VA and FHA title packages post-foreclosure. Trained and consulted the foreclosure, eviction and title departments on FHA, VA and Freddie Mac guidelines and procedures and worked with REO title clearing and closing matters.